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Introduction to Consumer Lending

Date: Wednesday July 17th 1:30 pm - 3:30 pm CT | Cost: $265 and 2.5 CE Credits

Introduction to Consumer Lending

The seminar will cover the basics of consumer lending including the consumer loan function, marketing consumer loans, and making consumer lending decisions based on the five (5) C's of credit- capacity, capital, collateral, conditions, and character.

The attendee will also be exposed to loan structure, loan support, and documentation issues and how they are an intricate part of the consumer lending process. An auto loan, RV loan, and home equity line of credit (HELOC) will be utilized as examples throughout the session. Additionally, the basics of consumer loan compliance will be provided including Reg B, Reg Z, TRID, BSA, and Fair Credit Reporting.

Covered Topics:

- Learn about the basics of consumer lending
- Explore marketing for consumer loans
- Gain an understanding of how FIs make consumer lending decisions based on the five (5) C's of credit
- Review the basics of consumer loan structure, support, documentation, and compliance
- Apply consumer lending through case studies

Who Should Attend: Consumer Lenders, Loan Documentation Specialists, Private Bankers, Business Development Officers, Branch Managers, Financial Service Representatives

Speaker: David L. Osburn is the founder of Osburn & Associates, LLC, a Business Training and Contract CFO Firm that provides seminars, webinars, and keynote speeches for CPAs, bankers, attorneys, credit managers, and business owners on topics such as Banking/Finance/Credit, Negotiation Skills, Marketing, and Management Issues. Mr. Osburn’s Contract CFO clients include medical practitioners, FIs, law firms, CPA firms, architects, real estate developers, and contractors. His extensive professional background of over 30 years includes 18 years as a Business Trainer/Contract CFO and 16 years as a commercial lender. His banking credentials include loan underwriting, loan “work-out”, management, and business development. Mr. Osburn has been an adjunct college professor (MBA and undergraduate courses) for over 30 years including the College of Southern Nevada. Additionally, Mr. Osburn holds the professional designation of Certified Credit & Risk Analyst (CCRA) as granted by the National Association of Credit Management (NACM).

Webinar 26 Paid

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Introduction to Consumer Lending

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