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Equifax Unveils Credit Abuse Risk to Combat First-Party Fraud
A new offering from Equifax is designed to help protect lenders from first-party fraud. Credit Abuse Risk is a new predictive model that leverages FCRA-regulated data to spot fraud tactics such as credit washing and loan stacking.
Tyfone announced the formation of Loanovia, a new loan servicing and payments business unit. Loanovia’s flagship products are designed to help CUs automate payment processes, reduce operational costs and elevate the member experience, while increasing non-interest income. The solutions are digital banking agnostic.
Teachers FCU and Corridor Platforms Announce Intent to Launch Precision CUSO
Teachers FCU ($9.9 billion assets) and Corridor Platforms, a leading provider of decision intelligence automation and governance software, announced their intent to launch Precision CUSO to deliver advanced approval automation and AI-driven credit decisioning capabilities to CUs across the country.
TAPP Engine’s 9Squid Launches Private Markets Platform for CUs
A subsidiary of TAPP Engine, 9Squid Private Markets has introduced its AI-powered private markets platform for CUs. 9Squid will enable CUs to launch securitization initiatives thanks to modern asset-liability management (ALM) and liquidity management tools.
DeepTarget announced the launch of RetainIQ which is designed to manage the early-stage account holder journey by applying intelligence-driven prompts and campaigns that encourage engagement and product adoption.
Zelle Renews Its Outreach to Minority Deposit Institutions
Zelle, the peer-to-peer payment service from Early Warning Services LLC, is renewing its effort to bring more minority deposit institutions into its program. This year’s effort works with CUSO Velera to recruit CUs that primarily provide services to historically underserved communities and adds Jack Henry as another avenue.
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Why Mini PCs Are Suddenly a Smarter Buy than Expensive Laptops
The author contends that mini PCs like Lenovo's IdeaCentre are a great alternative to laptops because they offer performance comparable to, and sometimes even better than, modern laptops. He says that IdeaCentre model that he reviewed comes with 32GB of RAM to deliver high speed and power, while also being cheaper than many laptops at just $900. However, he admits that it's not as portable as a laptop, but concludes that the upsides are too good to ignore.
Dell Leads Server Market Driven by AI Infrastructure Needs
Despite tariffs and parts shortages, the server market reached a record $125.3 billion dollars in revenue during the fourth quarter of 2025. Dell Technologies clearly leads the OEM market with $12.5 billion in total revenue share, accounting for 10% of total sales. IDC attributed this to outstanding growth on accelerated servers. Supermicro was in second place with $11.7 billion, while IEIT Systems and Lenovo statistically tied for the third position.
Enterprise Laptops Adopt Intel’s New Core Ultra Series 3 Chips
Intel’s Core Ultra Series 3 processors with Intel vPro, built for business PCs, are off to a fast start, already powering more than 125 designs including newly-announced systems from Dell and HP. The Core Ultra Series 3 with Intel vPro brings what Intel described as “next-generation performance efficiency and integrated AI acceleration,” as well as providing an enhanced vPro management platform.
Microsoft Taps ASUS and Dell for the Windows 365 Cloud PC Strategy
Microsoft is adding two new Windows 365 Cloud PC devices, the ASUS NUC 16 for Windows 365 and the Dell Pro Desktop for Windows 365, expanding hardware options for its cloud-based desktop service. The two devices join Windows 365 Link, Microsoft’s first Cloud PC device, which launched in April 2025. “All Cloud PC devices boot directly to Windows 365, enabling users to work securely on a familiar Windows desktop in the Microsoft Cloud with responsive, high-fidelity experiences. They are simple and familiar to manage using Microsoft Intune and come preinstalled with a small, locked-down operating system, Windows CPC, that receives automatic updates,” the company said in the blog post.
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3 Key Approaches to Mitigate AI Agent Failures
As organizations deploy smart, autonomous, LLM-powered agents, new risks emerge. To help mitigate risks, this article suggests that organizations need to map out a plan of action based on these three suggestions: 1) Set limits, guardrails, and old-school code; 2) Don’t trust the AI to self-report; and 3) Be incident response ready for the AI era.
How Generative AI Is Transforming Fraud Detection in Digital Banking
Generative AI is now at the center of fraud strategy in digital banking. What began as an efficiency tool has quickly become a frontline defence, as FIs are forced to confront a new reality: fraud itself is increasingly powered by AI. Recent studies suggest that more than 50% of global fraud now involves some form of artificial intelligence, from deepfakes and synthetic identities to AI-assisted phishing campaigns. At the same time, over 80% of phishing emails are now AI-generated, and one widely cited index recorded a 456% increase in AI-enabled scams between mid-2024 and mid-2025. Bottom line: Generative AI has emerged not as a silver bullet, but as a necessary evolution.
10 Essential Release Criteria for Launching AI Agents
This article introduces a release checklist that helps ensure every AI agent that you want to deploy is secure, compliant, and trained on high-quality data so it can automate interactions with confidence. Here are their top 10: 1. Establish value metrics; 2. Determine trust factors; 3. Measure data quality; 4. Ensure data compliance; 5. Validate dataops reliability and robustness; 6. Communicate design principles; 7. Enforce security non-negotiables; 8. Scale AI-ready infrastructure; 9. Standardize observability, testing, and monitoring; and 10. Create end-user feedback loops.
AI in the Core: Balancing Efficiency, Explainability and Compliance in Banking Platforms
The author submits that AI and machine learning are now central to the evolution of financial services infrastructure. She states that these technologies hold enormous promise for efficiency, precision and competitive differentiation, but also cautions that they surface deep questions about explainability, governance and regulatory alignment that FIs cannot afford to ignore. She concludes that AI is becoming core, not peripheral, and that the future belongs to FIs that can integrate AI in ways that are performant, trustworthy and compliant.
Five AI Platforms Reimagining Banking Operations and Intelligence
Forward thinking FIs are currently hard at work thinking about AI deployment strategies that will improve operations, decision-making, and internal productivity. This article covers 5 companies looking to turn AI from a buzzword into a practical tool for operational intelligence and efficiency: 1) Ventus AI; 2) Zengines; 3) Lyzr Architect; 4) Saris AI; and 5) Syntex.
UserLock IAM for Active Directory
UserLock brings modern identity and access management (IAM) to Active Directory, adding granular multi-factor authentication (MFA), contextual access controls, single sign-on (SSO) and real-time session management. It is designed to help IT teams secure logons and govern access to network and SaaS resources without overhauling their identity stack.
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Partner Tech USA Intros Cash Management Hardware
Partner Tech USA announced the launch of a new line of cash management hardware and accessibility tools from Germany-based Anker Group for the U.S. market. This line includes cash drawers, cash management accessories and an ADA-compliant tactile keypad designed for self-service environments. The keypad features voice-guided assistance to meet Americans with Disabilities Act requirements and the European Accessibility Act.
NCR Atleos Corporation announced an advancement in the dual-sided ATM concept that they say reduces footprint, shares critical components and enhances operational performance. The proof of concept AI-assisted design features 2 functional ATM screens positioned on opposite sides of the device for simultaneous user transactions with shared safes and PC core, reducing cost, weight and complexity compared to legacy dual-sided designs with shared safes and PC core, reducing cost, weight and complexity.
Using AI to Improve ATM Security
AI has many uses for ATMs, from virtual AI powered tellers to personalization. One way it can benefit ATMs is through proactive crime and fraud detection to combat ATM crimes. This article provides a few tips on how to use AI for ATM security.
FBI Says ATM 'Jackpotting' Attacks Are on the Rise, and Netting Hackers Millions in Stolen Cash
According to a new security bulletin issued by the FBI, ATM scammers have rapidly ramped up their attacks in recent years, with more than 700 attacks on cash dispensers during 2025 alone, netting hackers at least $20 million in stolen cash. The FBI says they are using a mix of physical access to ATM machines, such as generic keys for unlocking front panels and accessing hard drives, and digital tools, like planting malware that can force ATMs to rapidly dispense cash in a flash.
ATM software is reaching a tipping point in many different areas. For one, the end of support for Windows 10 is putting ATM deployers in an awkward position as some have yet to even fully transition their ATM fleet to Windows 10 and now have to deal with a massive rollout or face possible security threats. This topic is discussed in the artcile as well as other software issues facing ATM deployers in 2026 and beyond.
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The Rise of Mobile Banking: Over 2.5 Billion Users Worldwide
Mobile banking has crossed the 2.5 billion user threshold, making it one of the most widely adopted digital services in human history. This figure, compiled from data reported by FIs, central banks, and analytics firms including Statista and the GSMA, encompasses users who access banking services through dedicated mobile applications, mobile browsers, and USSD-based mobile money services. The 2.5 billion figure represents more than just a usage statistic. It signifies that mobile devices have become the primary interface through which a majority of the world’s banking population interacts with their money. This shift from branches and desktops to mobile devices has profound implications for how banking services are designed, delivered, and monetized.
How Mobile Engagement Drives Retention
If mobile banking is where members spend the most time with your credit union day to day, keeping them engaged and coming back matters more than ever. This article goes on to look a both why engagement in mobile matters and what keeps members engaged.
Strategic Roadmap 2027: Bridging the Innovation Gap in Mobile Banking
The author states that have while most FIs have mastered mobile banking convenience, they have not yet mastered relevance. He notes that closing this gap requires a fundamental rethinking of personalization, platform design, trust architecture, and generational expectations. He concludes that the institutions that succeed in mobile banking modernization by 2027 will be those that stop treating mobile banking as a digital ledger and start treating it as a proactive financial partner.
Why Mobile Apps Are Your New Front Line in Banking Security
This article posits that there is a lingering, outdated belief that mobile app security makes apps “heavy”, slows the development cycle, and hurts the user experience. It goes on to urge FIs to move quickly to bring fraud prevention to the mobile app itself. It also strongly recommends that FIs implement Runtime Application Self-Protection (RASP), real-time threat monitoring, and mobile API security in their mobile banking environments.
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Astrix Advances AI Agent Security Platform
Astrix Security has revealed a major expansion of its AI agent security platform, covering every layer where AI agents operate in an organization: from managed AI platforms to shadow deployments running on managed devices, detecting both agent existence and unauthorized access to enterprise resources, and enforcing policy over what agents are allowed to do. Astrix says that their four-method discovery architecture is built to surface every AI agent (sanctioned and shadow alike), MCP server, and non-human identity (NHI) across the organization.
Top 10 Vendors for AI-Enabled Security — According to CISOs
In this article, CISOs list the top vendors for AI-fueled security solutions, with stalwarts winning out over startups. The top 10 leaders in AI-enabled security in order of their ranking in their survey are: 1) Cisco; 2) Microsoft; 3) Google; 4) Akamai Technologies; 5) IBM; 6) Abnormal AI; 7) CrowdStrike; 8) Arctic Wolf; 9) Cloudflare; and 10) Broadcom.
Fingerprint Launches Ecosystem to Identify Authorized Agentic AI on the Web
Fingerprint says that its Authorized AI Agent Detection gives organizations visibility into who — or what — is interacting with their digital properties. Customers can determine whether an AI agent visitor is authorized or not, and apply controls based on visitor identification rather than relying on generic bot detection alone. The ecosystem of signed AI agents includes OpenAI, AWS AgentCore, Browserbase, Manus and Anchor Browser.
Cisco Builds Security Framework for Safe Adoption of AI Agents
Cisco has introduced solutions to address AI security issues and remove a top barrier to agent adoption. By establishing trusted identities, enforcing strict zero trust Access controls, hardening agents before deployment, enforcing guardrails at runtime, and giving IT teams the tools to stop threats at machine speed, Cisco says that they are building security into the foundation of the emerging AI economy. Cisco is extending zero trust access to AI agents, holding them accountable to a human employee and securing agentic actions. New Duo IAM capabilities integrate with novel MCP policy enforcement and intent-aware monitoring in Cisco Secure Access to enforce strict access control, helping organizations gain visibility and governance over their agentic workforce.
Palo Alto Updates Security Platform to Discover AI Agents
As CISOs worry about AI agent sprawl, Palo Alto Networks has announced an update to its Prisma AIRS security platform and enterprise browser to include the ability to discover AI agents, models, and connections across the entire IT environment, to scan agents for vulnerabilities, and to allow admins to simulate red team tests for agents. The platform will identify agents running in cloud environments, on SaaS platforms and locally on endpoints. A capability called Agent Artifact Security maps out an agent’s architecture and scans for vulnerabilities, and another capability called AI Red Teaming for Agents simulates context-aware agentic attacks, discovers AI-related vulnerabilities, and recommends runtime security policies.
NinjaOne Vulnerability Management Enables Real-Time Detection and Autonomous Patching
NinjaOne has unveiled NinjaOne Vulnerability Management, a new solution that helps IT teams identify, prioritize, and remediate vulnerabilities faster, without relying on periodic scans from security teams that often lack context and connection to remediation workflows. They say that their new solution brings together AI-driven real-time vulnerability assessment, patch confidence scoring, and remediation, allowing organizations to proactively fix vulnerabilities, minimize mean time to remediate, and reduce time spent vulnerable.
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Technology and Marketing
The Four Performance Pillars That Distinguish Banking Leaders
A recent report from McKinsey and Co. argues that retail FIs can be divided into four distinct categories, and that each will have dramatically different performance going forward. McKinsey evaluated institutions based on their ability to outcompete through four strategic pillars: 1. A distinctive value proposition; 2. Mobile-orchestrated distribution; 3. Operational scalability: and 4. “Tech company DNA”
Unitus Community CU’s Build and save Program matches Nearly $170,000 to Help Small Business Owners
Unitus Community CU announced the successful completion of its Build and Save Matched Savings Program, matching $169,905 in savings to help small business owners strengthen savings and help grow their businesses. Launched on July 1, 2025, in partnership with the Hispanic Metropolitan Chamber through an Inclusiv Build and Save Matched Savings Initiative grant, the Unitus Build and Save program combined matched savings, financial education, and personalized coaching to support entrepreneurs.
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60% of Consumers Now Prefer Digital Financial Services
Survey data from multiple research firms, including McKinsey & Company and PwC, consistently shows that approximately 60% of consumers now prefer digital channels for their primary financial interactions. This is not a temporary pandemic-driven shift. The preference has persisted and strengthened even as physical banking options have fully reopened. The article goes on to take a look at what consumers actually prefer about digital services, as well as generational patterns in digital preference.
CD Valet Survey Reveals That Only 33% of FIs Offer Digital Account Opening for CDs
CD Valet is a digital marketplace that connects consumers with verified, high-yield certificates of deposits (CDs) rates nationwide, helping community CUs attract new deposits. The company recently released results from its latest survey, revealing that 66% of community FIs do not offer digital account opening for CDs. In their view, this is a costly gap at a time when consumers increasingly expect seamless digital experiences.
Mastercard, LoanPro Launch Card-Based Installment Lending
Mastercard has partnered with lending technology provider LoanPro to introduce Loan on Card, a new solution aimed at modernizing loan disbursement and access for consumers and small businesses. The initiative combines fixed-term instalment lending with Mastercard’s global card acceptance network, allowing lenders to disburse approved loan amounts directly to a virtual or physical Mastercard. Built on the Mastercard Instalments Program, the solution is positioned as an alternative to traditional payment rails such as ACH transfers, which are often slower and less flexible.
Embedded Finance to Process over $7 Trillion in Transactions by 2030
According to industry data, embedded finance revenues are set to grow from roughly $65 billion in 2022 to more than $183 billion by 2027, with embedded payments alone forecast to exceed $360 billion in annual revenue by 2027. The rise of Buy Now Pay Later (BNPL) and other flexible payment options illustrates the scale of this shift. Global BNPL transaction volume has exploded from just $2.3 billion in 2014 to approximately $342 billion in 2024 and is expected to top $580 billion by 2030. Younger consumers are driving much of this change, with more than 80 percent of Gen Z and Millennial shoppers historically adopting BNPL services for digital purchases.
Visa Launches Enhanced Subscription Manager
Visa has unveiled an Enhanced Subscription Manager solution, a new value added service within its Digital Issuer Solutions business. As the number of subscriptions worldwide is projected to reach 12 billion by 2030, consumers are seeking simple, transparent ways to track and manage recurring charges. In support of this, Visa is collaborating with Pinwheel, a leading provider of in-app bill management capabilities. Enhanced Subscription Manager helps issuers respond to consumer demand by offering a consolidated, easy-to-integrate solution that elevates the user experience. Issuers can give cardholders greater subscription visibility, easy payment switching methods and cancellation capabilities, all without leaving their banking app.
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Half of All Cyberattacks Start in Your Browser: 10 Essential Tips for Staying Safe
New research finds that 48% of cyberattacks involve your web browser - and AI is only making matters worse. In this article, 10 things are detailed that you can do to protect yourself online.
Why Cloud Outages Are Becoming Normal
Monthly cloud outages continue to disrupt organizations worldwide. Contributing culprits include hiring challenges, neglected resilience, and increasing complexity. This article concludes that these trends are converging to make these outages not only more common but also unfortunately more disruptive and more challenging to prevent.
12 Ways Attackers Abuse Cloud Services to Hack Your Organization
Attackers are increasingly abusing trusted SaaS platforms, cloud infrastructure, and identity systems to blend malicious activity into legitimate enterprise traffic. Adversaries are pushing command and control (C2) through high-reputation services, including OpenAI and AWS, to blend in with normal business traffic and evade blocklists. This article details 12 ways that the scammers are working in the cloud.
Push Security Adds Malicious Browser Extension Detection to Block Threats in Employee Browsers
Push Security announced new malicious browser extension detection and blocking capabilities within its browser-based security platform. The feature enables organizations to automatically block known-bad extensions from running in employee browsers.
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Cobalt CU Teams up with Eltropy to Deploy AI Voice
Eltropy recently announced that Cobalt CU has deployed its Eltropy AI Voice solution. This has enabled the Nebraska-based CU to secure an 83% session containment rate while maintaining high member satisfaction. Session containment rates refer to the percentage of member interactions that are successfully resolved by the AI without the participation of a human agent. Typically, these rates range between 60% and 80%, and are lower than those for text-based systems due to the greater complexity of voice-based AI systems and the nuances of natural language processing (NLP) in spoken conversations.
How Generative AI Is Transforming Contact Centers
AI promises to improve everything from self-service to agent support to workforce management. But in the real world, contact centers are finding AI challenging to scale, and fraught with concerns over governance and security. If you want to take a deeper dive into generative AI usage in call centers, then this article is worth a read.
The Dark Side of Chatbots with ‘Personality’
The idea behind what you might call personalized personality in chatbots is to make them more appealing to talk to and engaging to use. However, the author cautions that they have the potential to manipulate and exploit human nature to push beyond attention, and toward attachment as part of the business model. While some AI companies are working on giving chatbots individualized quirks and mannerisms, others are working hard to make interactive chatbots that do the opposite. For example, a bot service called Facts Not Feelings specializes in providing an AI chatbot experience that answers questions and offers responses devoid of “personality” or fake emotions.
5 Hospitality Habits Every Contact Center Leader Should Learn
The author is convinced that contact centers can learn a great deal from the hospitality industry. Specifically, he says that they can work to enable these five habits: 1. Anticipate Before You React; 2. Train on the Feeling, Not Just the Function; 3. Empower the Person Closest to the Customer; 4. Treat How Your Team Feels as a Business Priority; and 5. Make Recovery a Defining Moment, Not a Damage Control Exercise.
Pindrop Fraud Assist Uses AI to Analyze Calls and Help Strengthen Fraud Prevention
Pindrop announced Pindrop Protect Fraud Assist which is an agentic fraud investigation and case management solution for real-time phone conversations. They say that their new solution embeds agentic AI directly into the fraud investigation workflow, helping analysts investigate smarter, close cases faster and keep pace with rising fraud volumes, without adding headcount.
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